Banana Chocolate Chip Cake: A Moist and Delicious Bundt Cake Twist on Classic Banana Bread

Freshly baked banana chocolate chip cake with melty chocolate chips, topped with a drizzle of caramel on a rustic table.

There’s something incredibly satisfying about biting into a soft, fluffy slice of Banana Chocolate Chip Cake. The combination of sweet, ripe bananas and gooey chocolate chips creates a dessert that feels nostalgic, yet elevated — like banana bread got a luxurious makeover.

Whether you’re replicating a Starbucks Banana Chocolate Chip Coffee Cake experience at home, preparing a Banana Chocolate Chip Pound Cake for a potluck, or baking an impressive Bundt Banana Bread Recipe for brunch, this cake adapts effortlessly to the occasion. In this article, we’ll walk you through the full recipe, expert baking tips, and several delightful variations like Banana Bundt Bread et Banana Bread Bundt Cake — all using simple ingredients with rich results.


What Is Banana Chocolate Chip Cake?

Banana Chocolate Chip Cake is a moist, tender cake made with mashed bananas and sweetened with chocolate chips. Unlike traditional banana bread, which has a denser, quick-bread texture, this cake leans toward a softer, more buttery crumb — much like a pound cake or coffee cake. It’s ideal as a snack, dessert, or even breakfast with a steaming mug of coffee.

It can be:

  • Baked in a bundt cake pan for visual appeal.
  • Baked in a loaf pan like traditional banana bread.
  • Served in slices with butter or cream cheese.
  • Dressed up with icing, chocolate glaze, or crunchy toppings.

What makes this recipe even better is its flexibility. You can serve it plain and rustic, or jazz it up to resemble a bakery-style showpiece like the Starbucks Banana Chocolate Chip Coffee Cake.


Ingredients: What You’ll Need

Before we get to the baking, here’s your ingredient list. Everything here is pantry-friendly and easily found at your local store.

Ingrédients Secs:

  • 2 tasses de farine tout usage
  • 1 cuillère à café de bicarbonate de soude
  • 1/2 cuillère à café de sel
  • 1 teaspoon cinnamon (optional, adds warmth)
  • 1/4 teaspoon nutmeg (optional for deeper flavor)

Les Ingrédients Humides:

  • 3 large ripe bananas (mashed; the riper, the better)
  • 1/2 cup unsalted butter (softened to room temperature)
  • 1/2 cup vegetable oil (or Greek yogurt for a lighter touch)
  • 1 cup packed light brown sugar
  • 2 gros œufs
  • 1 cuillère à café d'extrait de vanille pure
  • 1/2 cup sour cream (can be subbed with full-fat Greek yogurt)

Add-Ins:

  • 1 1/4 cups chocolate chips (semi-sweet or dark)
  • Optional: 1/2 cup chopped walnuts or pecans

These ingredients deliver a perfect balance of richness and moisture, giving you a cake that’s fluffy, flavorful, and never dry — key features of any great Banana Bread Bundt Cake.


Étape par Étape les Instructions

1. Prep the Oven and Pan

Preheat your oven to 350°F (175°C). Grease a 10- or 12-cup bundt cake pan generously with butter or nonstick spray, then lightly flour it. This helps prevent sticking and gives the cake a beautiful release.

🔁 Want to try a loaf instead? Split the batter into two 9×5″ loaf pans for a classic Banana Chocolate Chip Pound Cake approach.

2. Mix the Dry Ingredients

In a medium bowl, whisk together flour, baking soda, salt, cinnamon, and nutmeg. These dry ingredients will give the cake structure.

3. Cream the Butter and Sugar

In a large mixing bowl, beat the butter, oil, and brown sugar until light and fluffy (about 2–3 minutes). This step is crucial for an airy crumb.

Add eggs one at a time, beating well between each. Then stir in the vanilla extract.

4. Add the Bananas and Sour Cream

Fold in the mashed bananas and sour cream until evenly combined. This creamy mixture ensures your cake stays moist and flavorful, which is especially important in Banana Bundt Cake Recipes.

5. Combine and Fold

Gradually add the dry ingredients to the wet mixture, stirring just until the flour disappears. Do not overmix, or you’ll end up with a dense, gummy texture.

Fold in the chocolate chips (and nuts, if using).

6. Pour and Bake

Pour the batter into the prepared bundt pan. Tap gently to release any air bubbles.

Bake for 50–60 minutes or until a toothpick inserted in the center comes out clean. For Banana Bundt Bread, allow the cake to cool for at least 15 minutes before flipping it out onto a wire rack.


Variations You’ll Love

1. Starbucks Banana Chocolate Chip Coffee Cake Copycat

Craving that iconic bakery-style coffee cake? Add a cinnamon-brown sugar streusel on top before baking in a square or rectangular dish. Once cooled, dust with powdered sugar for the full Starbucks experience.

Streusel topping:

  • 1/2 cup flour
  • 1/2 cup brown sugar
  • 1/4 cup melted butter
  • 1/2 tsp cinnamon

Mix until crumbly and sprinkle over batter. This topping melts into the cake to give a bakery-style crust.


2. Banana Chocolate Chip Pound Cake

If you prefer a denser texture:

  • Use 1 full cup of butter (no oil)
  • Increase eggs to 3
  • Use 2 1/4 cups flour for structure

Bake in a loaf pan or bundt pan and serve thick slices toasted with a dab of butter. It’s rich and satisfying — a true pound cake banana bread hybrid.


3. Banana Bundt Cake with Chocolate Ganache

Dress up your Banana Bread Bundt Cake with an easy chocolate ganache:

  • 1/2 cup heavy cream
  • 1/2 tasse de pépites de chocolat

Heat cream until steaming, pour over chocolate chips, and whisk until smooth. Drizzle over your cooled cake for a rich, glossy finish.


4. Healthy Banana Bundt Bread

For a lighter version:

  • Replace butter with coconut oil
  • Use whole wheat pastry flour
  • Add flaxseed or chia seeds
  • Reduce sugar by using mashed dates or maple syrup

Cette Bundt Cake Banana Bread is perfect for breakfast or snacking without guilt.


Expert Baking Tips

  • Use ripe bananas: The riper (even black-spotted) your bananas, the sweeter and more flavorful the cake.
  • Room temperature ingredients: Ensure eggs and sour cream are at room temperature to blend better.
  • Ne pas trop mélanger: Over-stirring leads to tough cakes. Mix just until you no longer see flour streaks.
  • Use mini chips: Mini chocolate chips disperse more evenly and avoid sinking to the bottom.
  • Grease your bundt pan well: Get into every nook and cranny to avoid sticking disasters.

Conseils De Dégustation

This cake is delicious on its own, but here are a few ways to serve it up:

  • With coffee: The perfect pairing for a mid-morning break.
  • With whipped cream or Greek yogurt: Adds a creamy contrast.
  • Toasted: A slice in the toaster oven gives you crisp edges and melty chips.
  • With fruit: Berries, bananas, or a caramelized fruit compote bring freshness to the plate.

Planning a brunch? Serve slices alongside a frittata and fresh juice for a balanced table spread. It’s a showstopper centerpiece when baked as a Banana Bundt Cake.


How to Store and Freeze

At room temperature: Store the cooled cake in an airtight container for up to 3 days.

In the fridge: Keeps well for 5–6 days. Bring to room temperature before serving.

La congélation: Wrap individual slices or the whole cake tightly in plastic wrap and foil. Freeze for up to 3 months. Thaw overnight or microwave slices on low heat for 30–60 seconds.


Common Questions

Can I turn this into muffins?

Yes! Divide batter into muffin tins and bake for 18–22 minutes. You’ll get about 18 muffins — perfect for breakfast meal prep.

Can I skip the chocolate chips?

Sure — the base recipe works great as a classic banana bundt cake. Add cinnamon or chopped nuts for a simple variation.

Can I add a cream cheese swirl?

Yes — mix 8 oz softened cream cheese with 1 egg and 2 tbsp sugar. Layer it in the middle of the batter for a cheesecake-like surprise!

What makes this different from banana bread?

Banana bread is more rustic and dense, often baked in a loaf. This cake is lighter, fluffier, and often more buttery — especially when made as a Bundt Banana Bread Recipe.


Final Thoughts: The Perfect Cake for All Occasions

From weekday snacking to weekend brunches and special celebrations, this Banana Chocolate Chip Cake proves that you don’t need elaborate ingredients or fancy techniques to bake something extraordinary. Whether you enjoy it in the form of a Banana Chocolate Chip Pound Cake, a Starbucks Banana Chocolate Chip Coffee Cake copycat, or an eye-catching Banana Bread Bundt Cake, this recipe is guaranteed to become a staple in your home.

So the next time you have overripe bananas, skip the usual loaf and try this elevated twist instead. You’ll fall in love with every moist, chocolate-flecked bite.

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